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Featured image for a homeowners insurance article showing a Texas home and a Neill Insurance Brokers advisor with the title, "Just Bought a Texas Home? Here's Your Insurance Setup Checklist (First 30 Days)."

Just Bought a Texas Home? Here’s Your Insurance Setup Checklist (First 30 Days)

Buying a home is exciting. It is also one of the busiest financial transitions most people will ever experience. Between moving boxes, utility transfers, and closing paperwork, insurance details can easily get overlooked. Unfortunately, missing a key coverage review during…

How a Roanoke Family Saved $1,000 Per Year by Bundling Home and Auto Insurance

By Scott Neill | Published: June 1, 2026 | Last Updated: June 2026 Most homeowners do not realize how much money they may be leaving on the table by keeping their home and auto insurance with separate companies. That was…

Neill Insurance Brokers graphic featuring a North Texas lake with a boat on the water, a smiling insurance advisor, and text explaining why boat owners should consider umbrella insurance coverage for added liability protection.

Why North Texas Boat Owners Should Consider an Umbrella Insurance Policy

By Scott Neill | Published: May 27, 2026 | Last Updated: June 2026 You bought the boat. You purchased boat insurance. You are ready for weekends on Eagle Mountain Lake, Lake Grapevine, or Possum Kingdom. But there is one number…

Neill Insurance Brokers graphic featuring an aerial view of Texas homes with a headline about replacement cost vs. actual cash value insurance coverage and a smiling insurance advisor on the right side.

Replacement Cost vs. Actual Cash Value: The Texas Insurance Choice That Could Cost You Thousands

By Scott Neill | Published: May 21, 2026 | Last Updated: June 2026 A hail storm hits your North Texas neighborhood. Your roof is damaged badly enough that it needs to be replaced. The contractor estimates the replacement cost at…

“Featured image for Neill Insurance Brokers article about Texas homeowners insurance water damage coverage. Background shows water damage and flooding near a home appliance, with headline text reading ‘Water Damage and Your Texas Homeowners Insurance: What’s Covered and What’s Not’ alongside a smiling man in a suit.”

Water Damage and Your Texas Homeowners Insurance: What’s Covered and What’s Not

By Scott Neill | Published: May 15, 2026 | Last Updated: June 2026 Water damage is one of the most common and expensive homeowners insurance claims in Texas. But it is also one of the most misunderstood. Many Texas homeowners…

Neill Insurance Brokers graphic featuring a home exterior and a smiling insurance broker with the headline “Independent Insurance Broker vs. Captive Agent: Which Saves Texas Homeowners More?”

Independent Insurance Broker vs. Captive Agent: Which Saves Texas Homeowners More?

By Scott Neill | Published: May 8, 2026 | Last Updated: June 2026 Shopping for home insurance in Texas can feel overwhelming. You see commercials for big-name insurance companies every day. Then you come across independent insurance brokers promising to…

Just Bought a Texas Home? Here’s Your Insurance Setup Checklist (First 30 Days)

How a Roanoke Family Saved $1,000 Per Year by Bundling Home and Auto Insurance

Why North Texas Boat Owners Should Consider an Umbrella Insurance Policy

Replacement Cost vs. Actual Cash Value: The Texas Insurance Choice That Could Cost You Thousands

Water Damage and Your Texas Homeowners Insurance: What’s Covered and What’s Not

Independent Insurance Broker vs. Captive Agent: Which Saves Texas Homeowners More?

How to Not Become One of These Percentages

Why Texas Minimum Auto Insurance Is Not Enough, And What Happens in a Real Accident

Is My E-Bike Covered by Homeowners Insurance in Texas?

Will My Standard Homeowners Policy Pay for a Sewer Disaster or Am I Unprotected in Texas?