Terms and Conditions
Neill Insurance Brokers | Last Updated: April 2026
Please read these Terms and Conditions carefully before using the Neill Insurance Brokers website located at neillinsurance.com. By accessing or using the Site, you agree to be bound by these Terms and Conditions.
If you do not agree with any part of these terms, you may not access the Site. These Terms and Conditions apply to all visitors, users, and others who access or use the Site.
About Neill Insurance Brokers
Neill Insurance Brokers is an independent insurance agency licensed in the State of Texas, located at 101 N Oak St, Roanoke, Texas 76262. Neill Insurance Brokers acts as an independent agent and broker, placing insurance coverage with multiple insurance carriers on behalf of clients. Licensed by the Texas Department of Insurance, nothing on this Site constitutes the practice of law or the provision of legal, tax, or financial advice.
Use of This Website
The content on this Site is provided for general informational and educational purposes only. It is not intended to constitute insurance advice, a solicitation, or an offer to sell insurance products in any jurisdiction where such solicitation or offer would be unlawful.
User Restrictions
You agree to use this Site only for lawful purposes. You agree not to: violate federal or local laws, transmit unauthorized advertising, attempt unauthorized access to our networks, use automated means (bots) to collect information, or impersonate Neill Insurance Brokers or its agents.
Insurance Information Disclaimer
The information provided on this Site—including articles, blog posts, and glossary definitions—is for general informational purposes only. Insurance products, coverage terms, and premium rates vary by state, individual profile, and carrier. Information presented reflects general market conditions and may not apply to your specific situation.
Professional Consultation & Accuracy
Coverage decisions should be made in consultation with a licensed insurance professional. Contact us at (682) 237-7975 to speak with an agent. Neill Insurance Brokers makes no warranty that any information on this Site is accurate, complete, or reflects the most current regulatory developments.
Calculator and Tool Disclaimer
Neill Insurance Brokers may provide online tools, calculators, and estimators on this Site, including but not limited to the umbrella coverage calculator. These tools are provided for general educational and illustrative purposes only.
Estimates vs. Binding Quotes
Results produced by any calculator or tool on this Site are estimates based on the inputs you provide and general market assumptions. They do not constitute a quote, a binding offer, or a guarantee of coverage, price, or eligibility. Actual insurance premiums, coverage limits, and terms will vary based on your specific risk profile and carrier underwriting guidelines.
No Binding Authority
No coverage is bound, modified, or cancelled through the use of any tool or calculator on this Site. To obtain an actual insurance quote or to make changes to an existing policy, please contact Neill Insurance Brokers directly at (682) 237-7975.
Statistical Data and Book of Business Information
This Site may present statistical data derived from Neill Insurance Brokers' active book of business, including aggregate premium data, carrier distribution, and coverage gap statistics. This data is presented in aggregate form only. No individual client names, full addresses, policy numbers, or identifying information is disclosed.
Market Representation
Statistical data is provided for general educational and informational purposes. Aggregate data reflects the composition of Neill Insurance Brokers' current client base and may not be representative of broader market conditions, statewide averages, or your individual circumstances.
No Insurance Coverage Created
Nothing on this Site — including contact forms, quote request forms, calculator submissions, or any electronic communication — creates, modifies, extends, or cancels any insurance policy or coverage. Insurance coverage is only created through a properly executed policy issued by a licensed insurance carrier.
Underwriting Approval
Submission of a contact form or quote request does not guarantee the availability of coverage, a specific price, or carrier acceptance. All quotes are subject to underwriting approval by the applicable insurance carrier.
Third-Party Links and Content
This Site may contain links to third-party websites, resources, or content that are not owned or controlled by Neill Insurance Brokers. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites.
No Endorsement
Neill Insurance Brokers does not warrant the accuracy, reliability, or suitability of any third-party content. Links to these sites do not constitute an endorsement. We strongly encourage you to review the terms and privacy policies of any third-party sites you visit.
Intellectual Property
The content on this Site — including text, graphics, logos, and data compilations — is the property of Neill Insurance Brokers or its providers and is protected by intellectual property laws. You may access this content for personal, non-commercial purposes only.
Usage Exceptions
You may not reproduce or distribute materials without prior written consent, except for: temporary RAM storage, automatic browser caching, or printing a single copy for personal use. Statistical data may be cited if you provide proper attribution and a link to the original page on neillinsurance.com.
Limitation of Liability
To the fullest extent permitted by law, Neill Insurance Brokers and its affiliates shall not be liable for any indirect, incidental, or punitive damages—including loss of profits or data—arising from your use of this Site, even if we have been advised of the possibility of such damages.
Liability Cap
Our total liability for any claims arising from the use of this Site shall not exceed one hundred dollars ($100). In jurisdictions that do not allow certain limitations, our liability is limited to the maximum extent permitted by law.
Disclaimer of Warranties
This Site and its content are provided on an "as is" and "as available" basis. Neill Insurance Brokers expressly disclaims all warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
Service Continuity
We do not warrant that the Site will be uninterrupted, timely, secure, or error-free, or that any defects will be corrected. Furthermore, we do not warrant that the information available on or through the Site is accurate, complete, or current at all times.
Privacy Policy
Your use of this Site is governed by our Privacy Policy, which is incorporated into these Terms by reference. You can review the full policy at neillinsurance.com/privacy-policy.
Consent to Contact
By submitting a contact form, quote request, or calculator inquiry, you consent to Neill Insurance Brokers contacting you at the phone number and email address provided. This includes calls or text messages for the purpose of responding to your inquiry. Standard message and data rates may apply.
Texas Law and Jurisdiction
These Terms and Conditions are governed by the laws of the State of Texas. Any legal action or proceeding arising from your use of this Site shall be brought exclusively in the state or federal courts located in Tarrant County, Texas.
Geographic Scope
Neill Insurance Brokers operates primarily in Texas. This Site is intended for users located in the United States, and we make no representation that the content is appropriate or available for use in locations outside of the U.S.
Changes to These Terms
Neill Insurance Brokers reserves the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after any changes constitutes your acceptance of the revised terms.
Reviewing Updates
The "Last Updated" date at the top of this page reflects the date of the most recent revision. We encourage you to review these Terms and Conditions periodically to stay informed of any updates.
Severability
If any provision of these Terms and Conditions is held to be invalid, illegal, or unenforceable under applicable law, such provision will be modified to the minimum extent necessary to make it valid and enforceable. The remaining provisions will continue in full force and effect.
Contact Information
If you have any questions about these Terms and Conditions or the practices of this Site, please contact us at:
Neill Insurance Brokers
101 N Oak St, Roanoke, TX 76262
Phone: (682) 237-7975
Website: neillinsurance.com
Licensing
Neill Insurance Brokers is licensed by the Texas Department of Insurance to provide professional insurance services in the State of Texas.
These Terms and Conditions were last updated in April 2026. Neill Insurance Brokers reserves all rights not expressly granted herein.