By Scott Neill | Published: March 7, 2026 | Last Updated: June 2026
You've Got $50,000 Worth of Truck and $25,000 Worth of Tools. Right Now, None of It Is Covered.
Your personal auto policy won't pay a business claim. Your liability policy won't replace a single stolen tool. If you're driving to jobs every day, you've got gaps — and one bad day could cost you everything you've built.
Three Gaps That Cost Texas Plumbers Everything
These are the ones we find in almost every contractor's policy. Most agents never mention them.
5 Reasons Texas Plumbers Choose Neill
You can buy insurance anywhere. Here's why contractors who know the difference end up here.
We Actually Understand Your Business
We know the difference between a residential repipe and a commercial rough-in. We don't treat plumbing the same as a bakery — because it isn't.
We Shop 40+ Carriers So You Don't Have To
A captive agent gives you one option. We shop across more than 40 carriers and show you the best combination of price and protection. Average savings: ~20%.
Certificate of Insurance — Same Day
When a general contractor says "send me your cert before Monday or I'm calling someone else," we move. Same day. Not next week.
We Tell You What's Not Covered — Before It Matters
Most agents hand you a policy and disappear. We walk through what's protected and what isn't, in plain English. No surprises at claim time.
91.4% of Our Clients Don't Leave
Not because we lock anyone in — because once you have an agent who picks up the phone and knows your business, you don't want to go back.
Find Out What You're Missing.
Takes 2 Minutes.
Tell us about your business and we'll show you exactly what's protected and what isn't. No jargon. No runaround. Just a straight answer.